Parents Of College Students

Your priority has always been your children and now that they are entering college they have become our priority. We are here to assist you with paying for their education.

Federal Parent PLUS Loans - A federal student loan for parents of undergraduate students that can help a family cover the costs of education. The PLUS loan can also be used to cover the expected family contribution.

The initial cost of attendance at a school can be overwhelming. Don't panic. The cost of attendance at a school can include the following items:

tuition and fees
room and board
books and supplies
transportation
miscellaneous expenses

Your child may have a part-time job that covers the miscellaneous expenses, transportation costs, and supplies. You may be able to assist your child with the month to month expenses of room and board or they may be able to live at home or in an apartment. So the initial cost for your child to get enrolled and start taking classes are tuition, fees, and books.

Your school's financial aid office will be able to use the information you submitted on the Free Application for Federal Student Aid (FAFSA), along with the cost of attendance, to determine your child's financial need. Your financial aid officer will then inform you of what financial aid your child qualifies for, in the form of grants, federal work study, some school and state-based scholarships, and federal student loans. If your financial aid does not cover all of the costs of attendance (room and board, miscellaneous expenses, transportation), you can then explore other options. Some of these options include a federal parent PLUS loan, a part-time job, savings, home equity, retirement funds, and private loans.

Private Loans

Tips for Parents