Before borrowing money, make sure you explore all of your options. You may qualify for grants and scholarships.

First check for local scholarships that are not advertised nationally. Good places to start are with your employer and your parents' employers, your bank, local rotary clubs and community organizations, your religious organization, your school, your local library, foundations, and organizations that represent your cultural heritage, career field, or that of your parents.

Also, check with the school you plan on attending, which often offer scholarships for specific career fields or scholarships for individuals only attending their school. Many schools will have these scholarships, along with other local scholarships, listed on their website or a printed scholarship list available from the financial aid office.

University of Arizona Scholarship List

Arizona State University Scholarship List

Northern Arizona University Scholarship List

Beware of 'paid scholarship services' or companies that 'guarantee money for school'. You can use free search engines to locate and apply for scholarships and will have the same opportunity to win the scholarship. Perform key word searches on the Internet for scholarships, specifically include key words, such as intended career and associated professional organizations.

Some free sites for scholarship research include:

www.azfoundation.org www.collegenet.com
www.fastweb.com www.students.gov
www.collegeboard.org www.fedmoney.org
www.scholarships.com www.finaid.org

For additional scholarship search tips click here.

Arizona Student Loans - Arizona Higher Education Loan Authority Arizona Student Loans - Arizona Higher Education Loan Authority